About Us

Ant Insurance is now a trading name of Garratts Insurance Brokers Limited, we are permitted by the Financial Conduct Authority to arrange general insurance contracts. Please see our FCA Status Page for more information. We began trading in early 2000, pioneering internet based standalone Mortgage Protection and Loan Protection via our trading name of FreeInsuranceuk.com and offering the consumer an alternative to high priced high-street policies. We prided ourselves on keeping a small, tight-knit company and listening to our customers needs and by doing so began to understand that they wanted greater flexibility and choice. We worked exclusively with a new underwriter to create an Income Protection Insurance(ASU) policy that provided the innovative and unique option of 3 and 6 month benefit periods to combine with the industry standard of 12 and launched these products on the Ant Insurance website in June 2006. We received the What Mortgage Magazine Insurer of the Year Award for 2007 and 2008 and regularly topped the Defaqto and FSA tables as the cheapest provider of payment protection; but we have never compromised the quality of our cover to maintain these premiums. The "credit crunch" in late 2008 caused underwriters and brokers to re-evaluate their products. We therefore searched the market in an effort to offer our customers not only value for money but an excellent product. In March 2009 we launched a highly competitive Mortgage Protection Insurance followed in May 2009 by an Income Payment Protection Insurance both underwritten by certain underwriters at Lloyds of London. In doing so we continued our history of bringing affordable but comprehensive cover to the payment protection internet market. In 2012 we reviewed our current market position and Ant Insurance is now a trading name of Garratts Insurance Brokers Limited who are authorised and regulated by the Financial Conduct Authority(no 300659). Garratts are a long established Company who are committed to ensuring that the premiums remain competitive whilst the cover remains excellent. In addition, Garratts will develop the product range to allow our customers access to additional covers during 2013 and beyond. Garratts work closely with Trent-Services(Administration) Limited who administer the policies, and also collect the premiums on behalf of Insurers. Their expertise in this field in well known throughout the industry and will help ensure that everything is done in accordance with the Ant Insurance ethos of Strong Cover. Low Cost. Trent-Services(Administration) Ltd are authorised and regulated by the Financial Conduct Authority(no 315285). Ant Insurance feel that with the current recession difficulties and the anxiety many people have in the jobs market, it is incumbent upon online brokers to ensure, as far as possible, that we provide not only the best possible cover at the most competitive rate but a website that is as informative and user friendly as possible so the customer can understand the product they are buying and be as confident as possible that it is suitable for their needs.

Mortgage protection insurance, Income protection insurance, Loan protection insurance.

Establishment: We have been established since 2000.

Areas we cover: Preston.

Services & Products we offer

• Income Protection Insurance
• Loan protection insurance
• Car Insurance Quotes

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